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Archive for the ‘Finance’ Category

In 2004, when a suburban hit me in an intersection and spun me around, my knees hit the steering wheel hard.  At the time, I didn’t have medical insurance; just the PIP insurance with your normal coverage of auto insurance policy.  When it was discovered a month after the accident that my swelling in my legs was simply not going to go away, it was only a beginning to a journey of learning how to be an advocate for myself.  The hospital granted me a grant for 10 treatments, but anyone who knows anything about lymphedema, 10 treatments is clearly not enough.  I was left on my own to wrap my legs and utilize a small pump and try to get the swelling to go down on my own without any insurance coverage.

By the time that I gained health insurance in 2008 through my employer when transitioning from a full time relief employee to a full time permanent employee, my legs were getting out of control and I was beginning to develop some pressure wounds.  After 3-6 months of physical therapy, aqua therapy, and transitioning from the ace looking compression bandages get up to the juxt-a-fit garments, and the approval of a flexitouch pump, I finally was able to have a better guide, control and understanding of what to do for maintaining my condition.

To this day, I still walk about with garments on both legs, although the right leg is far worse than the left, and tennis shoes that are way to big for me ordinarily (because of the wraps, I have to wear much larger shoes).  I have some sights on a new garment that comes in black and cheaper than the ones that I presently have, however, are supposed to work even better.  Hopefully, I won’t have the $500 annual garment purchase, plus the additional $100-200 I purchase each month in various specialized stockings that I have to wear with the garments.  Keeping my fingers crossed.  At least, if they are in black, they might be less noticeable.  For the past 7 years, everyone seemed to look at me with strangely while I continued to wear these garments day in and day out for the past 7 years, going on 8.

During the past years, I have been a strong advocate, learning more and more how to speak up for myself and try to make sure that I have the latest in the developments to ensure that there is continued progress without any set backs.  I’ve also promoted latest and greatest news on my Lymphedema in the News page on facebook and have become one of the admins in a patient’s only page (private) on facebook where we work to encourage and inspire one another.

In additon, I have had other lymphedema advocates come on my blogtalkradio show called, Beyond Words Live, to share updates about HR 4662 bill that is the national legislation concerning helping to defer the high costs of treatments towards the lymphedema patient.  It is critical that there is attention to this bill because, if lymphedema is left untreated, it poses a much higher health risk — such as the awfully painful pressure wounds that can run deep past the fatty tissues underneath the skin layer, exposing it to the opportunity for more infections, etc.

My story is one of many stories.  This is not lympoma or any form of cancer, although it can often result from having radiation treatments necessary to combat cancer.  Many other folks have many other causes — some trauma situated causes like mine — many others have other situations that have occurred to where the lymph nodes were damaged in some other way; and, in some cases, too, there are some hereditary links to this long lasting condition.

via Personal Fundraising Page for Kathryn Benefiting the Lymphatic Research of the Lymphatic Research Foundation!.

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$31,244 is the average income of 90% of the income earners, which has only seen a change of 1% during 1970-2008.  As you climb the chart to see other ranges of earnings, the population gets smaller and smaller, but the change of income earned during this same time frame is increasing higher and higher.  Something is very wrong with this picture.

How are folks supposed to hold on to hope for economic change in the future, if 90% of the population is seeing the littlest of changes?

via (Not) spreading the wealth – The Washington Post.

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that promise to instruct you how to make it rich selling real estate. Although I suspect that it won’t be all that it purports to be, I am hoping that I, at least, learn a few things from it.

Has anyone ever found these programs helpful to direct you to the appropriate sources???

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Received this in my email today.  It is comforting that some businesses can and do actually go beyond their call of duty these days; so many don’t.  It is indeed a rare find and we should support those who do.

See below for full story:

Sears Walks the Walk…
 
Could we each buy at least one thing at Sears this year?

How does Sears treat its employees who are called up for military duty? By law, they are required to hold their jobs open and available, but nothing more. Usually, people take a big pay cut and lose benefits as a result of being called up…

Sears is voluntarily paying the difference in salaries and maintaining all benefits, including medical insurance and bonus programs, for all called up reservist employees for up to two years.

I submit that Sears is an exemplary corporate citizen and should be recognized for its contribution.

Suggest we all shop at Sears, and be sure to find a manager to tell them why we are there so the company gets the positive reinforcement it well deserves.

Pass it on.

Decided to check this before I sent it forward. So I sent the following e-mail to the Sears Customer Service Department:

Received this e-mail and I would like to know if it is true. If it is, the Internet may have just become one very good source of advertisement for your company. I know I would go out of my way to buy products from Sears instead of another store for a like item, even if it’s cheaper at that store.

This is their answer to my e-mail:

Dear Customer:

Thank you for contacting Sears. The information is factual. We appreciate your positive feedback.

Sears regards service to our country as one of greatest sacrifices our young men and women can make. We are happy to do our part to lessen the burden they bear at this time.

Bill Thorn
Sears Customer Care
< A title=mailto:webcenter@sears.Com href=”mailto:webcenter@sears.Com“> webcenter@sears.Com
1-800-349-4358

Please pass this on to all your friends. Sears needs to be recognized for this outstanding contribution and we need to show them as Americans, we do appreciate what they are doing for our military!!!

It’s Verified By Snopes.Com at: http://WWW.snopes.Com/politics/military/sears.asp (shows the entire article).

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So many folks feel that, if they get too far into debt, they’ll just file bankruptcy. Discovered this cartoon on Slate.com today, and it couldn’t have been depicted any better….

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Yuwie is quickly becoming a phenomena of this day and age.  There are many social sites out there, and there are many blogging sites out there….

but,

what if you could truly do both….

and

make money!!!

Yikes, can it really be true??? Yes…

Just check this out for yourself and Click Here>>>> for more information about the Yuwie phenomena!!

or, just plan to check out my profile on there by clicking here! 🙂  Remember that Kathryn sent you there! 😀

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notice that their DO NOT CALL notice is about to expire and their numbers will be fair game once again to hound you during dinnertime about needless stuff once again!

Especially, if you are one of those that did the DO NOT CALL notices back in 2003, it is high time that you do it again — or, have you got a new phone number that you haven’t put in a notice on???  Better do it soon!!

It just takes a few moments to do…. DO NOT CALL registration site!! Don’t procrastinate!!

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